Instant Ringgit.
Built for
settlement.
JMYR is a MYR-pegged stablecoin you can buy, sell, and redeem 1:1, with remittance claims, on/off-ramp rails, and programmable settlement for businesses and builders.
Money that moves at the speed of software.
Stable by design
1 JMYR = 1 MYR, fully backed with cash & cash-equivalents.
Final in seconds
24/7 transfers on a public chain with near-instant settlement.
Programmable & compliant
KYC/AML, allow-listed flows, and smart-contract automation for payouts and escrow.
Open by default
Anyone can verify transactions on-chain; businesses integrate via simple APIs.
Who it's for
JMYR serves everyone in the digital economy.
Individuals
Peer-to-peer transfers, QR payments, online checkout, and low-cost remittances.
Businesses
Supplier settlement, refunds, payroll, mass payouts, with clean audit trails.
Builders
Stable settlement leg for apps, exchanges, and tokenized-asset markets.
How it works
Four simple steps to digital ringgit.
Verify
Open an account and complete KYC.
Mint
Deposit MYR to the trust account → receive JMYR 1:1.
Use
Transfer, settle, run escrow, or claim remittances instantly.
Redeem
Return JMYR → receive MYR 1:1 to your bank.
Design Principles
Separation of duties
Issuer, custodian, and auditor roles are distinct.
Minimal trust surface
Reduced counterparty risk through clear processes.
On-chain verifiability
All transactions are publicly auditable.
Your money. Accounted for.
Reserves
Held 1:1 in MYR cash & cash-equivalents with a licensed trustee/custodian.
Contracts & addresses
Publicly listed with explorer links.
Policies
Mint/Redeem SLAs, incident response, black/whitelist procedures.
Enterprise-grade rails, web-simple integration.
B2B settlement
Pay suppliers same-day; run escrow linked to invoices or delivery milestones.
Payouts & refunds
T+0/T+1 flows; platform-scale mass payouts.
Reconciliation
Timestamped on-chain records and exports for accounting.
APIs
Mint, redeem, transfer, whitelist, and webhook events.
Everyday digital cash.
Simple, fast, and fully backed MYR in your pocket.
Send & receive in seconds
Transfer JMYR to anyone, anytime, with near-instant confirmation.
Pay online or at the counter
Use JMYR for e-commerce checkout and merchant payments.
Remittances made easy
Receive in JMYR, cash-out 1:1 to MYR.
Money as an API.
Integrate programmable MYR settlement into your applications.
// Transfer JMYR with memo
const transfer = await jmyr.transfer({
to: "ZTX_RECIPIENT_ADDRESS_HERE",
amount: "1000.00",
memo: "Invoice #INV-2024-001"
});
// Listen for settlement events
jmyr.on("settlement", (event) => {
console.log("Settled:", event.txHash);
});Quickstart
Keys, testnet, example flows.
Methods
Mint/redeem, transfer with memos, batched payouts.
Webhooks
Mint, redeem, settlement, compliance events.
Tooling
Coming soonSDKs (JS/Python), Postman collection, status page.
Public, verifiable settlement, governed for reliability.
Chain
Zetrix L1 public blockchain (auditable by anyone).
Validator model
Permissioned validator set for performance and compliance, with public read/verify access.
Operational controls
Multi-sig treasury, role separation (issuer, custodian, auditor), change-management with audits.
Use cases
From everyday payments to enterprise settlement.
On/Off-ramp
Exchange MYR ↔ JMYR with predictable costs.
Cross-border B2B
Programmable settlement for ASEAN corridors.
Remittance payouts
Claim to JMYR instantly; redeem locally.
E-commerce & marketplaces
Faster seller payouts and buyer refunds.
Tokenized assets
Stable settlement leg for RWA trades and Web3 apps.
Merchant payments
QR + checkout integrations.
Built to meet real-world rules.
- ✓KYC/AML with sanctions screening and ongoing monitoring.
- ✓Travel-rule ready messaging for VASPs.
- ✓PDPA-aligned data handling and retention.
- ✓Incident playbooks for de-peg, key rotation, and contract emergencies.
JMYR availability is jurisdiction-dependent. Minting and redemption require verification and compliance checks.
Roadmap
Building the future of MYR settlement.
Foundation
Consumer & business payments; on/off-ramp, remittance claims.
Expansion
Wallet, app, and merchant integrations in Malaysia.
Regional
ASEAN cross-border settlement corridors.
Web3
Tokenized-asset markets and broader Web3 utility.
Frequently asked questions
Yes, every JMYR token is fully backed 1:1 by MYR held with a licensed trustee/custodian.
Minting requires a verified account and compliance checks.
No. JMYR is available across Malaysia, subject to jurisdiction-specific compliance.
JMYR is a regulated on-chain token with publicly auditable reserves, unlike exchange balances which are off-chain IOUs.
Launching on Zetrix with partner wallets at start; more integrations over time.
For assistance with your JMYR account, transactions, or other enquiries, contact our support team at [email protected]. Please include as much detail as possible so we can assist you promptly.